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Need a car? Thanks for taking a U-turn to the new Auto Shop, for AEA Federal Credit Union and Ucu members. This site literally puts shopping power in full gear. So buckle up and prepare for the ride! Through the miracle of technology, AUTO-BOT Car Finder will help you find the car or truck you desire in Yuma and/or Parker Arizona...and you won’t have to leave home. AUTO-BOT does the work! COMPLETE the simple e-form describing your desired vehicle. AUTO-BOT sends an email to Yuma and/or Parker area dealerships with your request. If a vehicle matching your description is in inventory they'll contact you by phone or email. (You choose!) RELAX. Get ready to hear from dealerships! Cars are like extensions of ourselves - flashy, sporty, girly, environmental-y, rock-and-roll-y. You get the point. When buying a car, keep things in perspective and compute the commute! There is more to owning a car than meets the eye. Your monthly car loan payment is just the first in a list of things you should keep in mind. Car insurance is another big one. Gas is a category all on its own. Do you know how much it costs to fill up a Hummer®? Oil changes, new tires, and even replacement keys can cost you. Compute the Commute! Do the math.Find a price you can roll with. Here is a little pre-car shopping homework - get pre-approved! Why, you ask? Two reasons. ► Budget, budget, budget. Pre-approval is for a specific amount. You can spend no more than your approved amount. Knowing your limit is key, especially when the salesman takes you past the brand-new Corvettes. Consider pre-approval your reality check. ► Pure buying power. Being approved for an auto loan is the biggest part of the car buying puzzle. When you are pre-approved it's proof that you are an eligible buyer, not just a test-driver. Finding a car is exciting and nerve-racking all at the same time. Not only do you have to know what you want, you have to know where to go to find it. Below are some helpful links to guide you in the right direction. ► AUTO-BOT Car Finder: AUTO-BOT Car Finder helps you find the car or truck you desire without leaving home. Just complete the easy online form and an email is sent out to area dealerships. If they have the vehicle, you'll get a call! Yuma County Auto Dealerships La Paz County Auto Dealerships ► Classifieds: UTrade - Online Marketplace for Credit Union Members Craigslist - Cars for Sale in Yuma Craigslist - Cars for Sale in Parker Area Cars in Yuma Yuma Sun White Sheet - For Sale in Yuma, AZ White Sheet - For Sale in Parker, AZ Parker Pioneer Think of insurance as protection in-case-stuff-happens. A rock cracks your windshield, you accidentally back into a fence, or your car is stolen. Be prepared for anything that might happen. get the scoop on choosing insurance. ► Car Insurance Providers: Yuma County Car Insurance Providers La Paz County Insurance Providers ► Additional Coverage Protection (GAP) from Theft and Collisions: The value of a new vehicle can depreciate faster than the balance of your loan, leaving a gap between what you owe and the actual value of the vehicle. If stolen or totaled, you would be responsible for paying the difference between the loan balance and the amount of your insurance company's payment. For a one-time fee of $350*, you can protect yourself against this potential loss. Just ask us for GAP insurance. Member’s Choice™ Borrower Security: This is a voluntary debt cancellation program that can cancel your eligible loan balance up to the agreement maximum should you die before paying off your loan. If you become disabled due to a protected illness or injury, Member’s Choice Borrower Security can cancel your monthly loan payment, up to the agreement maximum. With payment cancellation, both the principal and interest portions of your loan payment are cancelled, up to the agreement maximum, and your loan balance declines. If you become involuntarily unemployed, Member’s Choice Borrower Security can defer the principal portion of your loan payment and cancel the interest portion up to the agreement limit. With interest cancellation, the loan balance does not decline. Program and other fees may continue to accrue. With Member’s Choice Borrower Security, you can only buy enough protection to cover your loan balance, and that saves you money. Ask for more details. So many questions, so little time. How many miles per gallon? Has this car ever been in an accident? How well does it last over time? Is there rear-air for my newborn son? Does it come in my favorite color? Lucky for you, there are plenty of resources to help. Vehicle Pricing: NADA Guide Kelly Blue Book Vehicle History Reports: Car Fax Title Guard Auto Check from Experian Ratings and Reviews: AutoSmart Shoppers Guide More Helpful Links: Top 10 Buying Tips Free Credit Report U.cu is brought to you by AEA Federal Credit Union Copyright © 2009 - 2012 AEA Federal Credit Union ALL RIGHTS RESERVED |
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