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Certificate Rates

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Certificate Rates
Traditional Certificates
Pick your own term and deposit.
1 $500+
APR ▪ APY
$10,000+
APR ▪ APY
$100,000+
APR ▪ APY
3 - 5 months 0.05% ▪ 0.05% 0.10% ▪ 0.10% 0.15% ▪ 0.15%
6 - 8 months 0.15% ▪ 0.15% 0.20% ▪ 0.20% 0.25% ▪ 0.25%
9 - 11 months 0.15% ▪ 0.15% 0.20% ▪ 0.20% 0.25% ▪ 0.25%
12 - 17 months 0.45% ▪ 0.45% 0.50% ▪ 0.50% 0.55% ▪ 0.55%
18 - 23 months 0.65% ▪ 0.66% 0.70% ▪ 0.70% 0.75% ▪ 0.75%
24 - 35 months 0.90% ▪ 0.90% 0.95% ▪ 0.95% 1.00% ▪ 1.00%
36 - 47 months 1.25% ▪ 1.26% 1.30% ▪ 1.31% 1.35% ▪ 1.36%
48 - 59 months 1.55% ▪ 1.56% 1.60% ▪ 1.61% 1.65% ▪ 1.66%
60 months 1.80% ▪ 1.81% 1.85% ▪ 1.87% 1.90% ▪ 1.92%
IRA Certificates
1 1 $500+
APR ▪ APY
$50,000+
APR ▪ APY
12 months 0.45% ▪ 0.45% 0.55% ▪ 0.55%
24 - 35 months 0.90% ▪ 0.90% 1.00% ▪ 1.00%
36 months 1.25% ▪ 1.26% 1.35% ▪ 1.36%
Certificate Specials
1 Term APR APY
More Certificates
Growth Certificate
$50 per month
24 months 0.90% 0.91%
Student Certificate
$100 minimum
1 year 0.45% 0.47%
Save-a-Saurus Certificate
Children ages 10 and under
$100 minimum
1 year 0.45% 0.47%
College Savings Certificate
$100 minimum
1 year 0.45% 0.47%
Summer Saver Certificate
$50 opening deposit
Please
refer to
disclosure.
0.10% 0.10%
111
Effective Date: September 3, 2010
Dividend Declaration Date: August 31, 2010

APY=Annual Percentage Yield. Penalties may reduce actual earnings. Rates quoted are subject to change without notice. Please contact Member Communications Center at 928.783.8881 for additional information.
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