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Motorcycle Loans

U have the need for speed – and we can help. Our low-cost loans mean you can ride happy and mom can rest easy.

There is a $25 non-refundable loan application fee.
Eligible for Annual Skip-a-Payment : Yes


Details Options  

Finance your motorcycle for 36 - 72 months.

Automatic Payments: You have enough on your mind. Set up the automatic payment of your loan through AEAonline, and be worry-free.

Recreation Vehicles
DescriptionAPR as low as*
New and Used Cycles 10.00%
Personal Watercraft 7.50%
Off-Road Vehicle 10.00%
New and Used Motorhomes/ Travel Trailers/RVs 7.50%
Boats
New and Used Boats 10.00%
Effective Date: September 1, 2010


*APR = Annual percentage rate. All lending offers are subject to credit approval. Actual rates may vary depending on term of loan, amount financed, and personal credit history. Rates quoted are subject to change. Some restrictions may apply. Equal Opportunity Lender. Please contact our Member Communications Center at 928.783.8881 for additional information.

And if you love options...we've got options for you.

Annual Skip-a-Payment Option : Following 12-months of perfect loan payments, you have the option to skip one payment each year of your loan. Extra cash in your pocket can come in handy, particularly around the holidays. There is a $20 skip fee. Some restrictions apply, so be sure to ask for details.

Protection (GAP) from Theft and Collisions: If your motorcycle is stolen or totaled, you would be responsible for paying the difference between the loan balance and the amount of your insurance company's payment. For a one-time fee of $375*, you can protect yourself against this potential loss. Just ask us for GAP insurance.

Member’s Choice™ Borrower Security: This is a voluntary debt cancellation program that can cancel your eligible loan balance up to the agreement maximum should you die before paying off your loan.

If you become disabled due to a protected illness or injury, Member’s Choice Borrower Security can cancel your monthly loan payment, up to the agreement maximum. With payment cancellation, both the principal and interest portions of your loan payment are cancelled, up to the agreement maximum, and your loan balance declines.

If you become involuntarily unemployed, Member’s Choice Borrower Security can defer the principal portion of your loan payment and cancel the interest portion up to the agreement limit. With interest cancellation, the loan balance does not decline. Program and other fees may continue to accrue.

With Member’s Choice Borrower Security, you can only buy enough protection to cover your loan balance, and that saves you money. Ask for more details.

*Subject to change.



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