AEA FCU

Frequently Asked Questions

Q. What is Ucu?
A. Ucu is a credit union for young adults brought to you by AEA Federal Credit Union.

Q. Who can join Ucu?
A. If you live in either Yuma or La Paz Counties you can join.

Q. What is the minimum opening deposit to join?
A. A balance of $25 is required to open a Membership Savings Account.

Q. Does Ucu have free checking?
A. Yes, our FREE Checking Pack combines free checking with free online and telephone banking services.

Q. What online services are offered to members?
A. Online services include online banking, billpay, and online statements to members – free!

Q. Does Ucu offer Visa Debit Cards?
A. Yes, we offer Visa Debit Cards with our FREE Checking Pack account.

Q. Do I need to be a member before I can apply for a loan?
A. No. You are welcome to apply for a loan before becoming a member, however; membership will be required before your loan is funded.

Q. Does Ucu offer home loans?
A. Yes. We offer a variety of financing options. New down-payment grants are also available.