UCU - AEA FCU 1 -

Frequently Asked Questions

Q. What is U.cu?
A. U.cu is a credit union for young adults brought to you by AEA Federal Credit Union.

Q. Who can join U.cu?
A. If you live in either Yuma or La Paz Counties you can join.

Q. What is the minimum opening deposit to join?
A. A balance of $25 is required to open a Membership Savings Account.

Q. Does U.cu have checking?
A. Yes, we offer checking with free online and telephone banking services.

Q. What online services are offered to members?
A. Online services include online banking, billpay, and online statements to members – free!

Q. Does U.cu offer Visa Debit Cards?
A. Yes, we offer Visa Debit Cards with our Picture Perfect Checking Accounts.

Q. Do I need to be a member before I can apply for a loan?
A. No. You are welcome to apply for a loan before becoming a member, however; membership will be required before your loan is funded.

Q. Does U.cu offer home loans?
A. Yes. We offer a variety of financing options. New down-payment grants are also available.