Pick a loan that fits you.

Our traditional, fixed-rate mortgage loans offer 10, 15, 20 and 30 year terms. Fixed-rate means your loan maintains its original interest rate throughout the entire life of the loan.

FHA home loans are also available. FHA home loans are a great low-down payment option.

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How much house can you afford?

In determining the length of your loan, you may want to consider:

▪ Total amount of interest you want to pay over the course of your loan.
For example, the total cost of a 30-year loan is higher than the total cost of a 10, 15, or 20-year loan. You are trading lower monthly payments for a greater number of monthly payments.

▪ Your ability to make high monthly payments.
If you can afford to pay more per month, you reduce the number of months you have to pay. Also, choosing a 15-year term will save you thousands in interest charges vs. the typical 30 years.