UCU - AEA FCU 3 -

Overdraft Protection

Bouncing is fun, but not when it happens to your checking account. A fast-food lunch break ends up costing you $40 when you add the NSF fee (non-sufficient funds) to your lunch bill. Here are two ways to bounce-proof your checking account.

Overdraft Protection from Savings:
Funds are transferred automatically from your savings account or another specified account to cover overdrafts. This is free, consider it on us! Be sure to request this free option. It is not automatically placed on your account.

If you would like to add this service or see if you already have it, contact us.
(Maximum of six automatic transfers per month.)

Overdraft Protection Line-of-Credit Loan:
Here is a life-line for your checking, the Overdraft Protection Line-of-Credit. Funds are transferred to your checking account to cover overdrafts. There is no annual fee or transfer fee for this service.