The Quick Cash Loan offers you cash in hand when you need it.

▪ Your personal credit history will affect the interest rate you receive. Making payments on time is a good way to keep your credit score on the up and up.

▪ Your payment amount is 3% of the amount you finance. That will also determine the loan term.

All Purpose Loans

Description	APR as low as*
Signature Loan	10.00%
Partially Secured	8.50%
Open End Line of Credit	10.00%
Share Secured/New Beginning Loan	5.75%
Effective Date: September 1, 2010

*APR = Annual percentage rate. All lending offers are subject to credit approval. Actual rates may vary depending on term of loan, amount financed, and personal credit history. Rates quoted are subject to change. Some restrictions may apply. Equal Opportunity Lender. Please contact our Member Communications Center at 928.783.8881 for additional information.

And if you love options...we've got options for you.

Annual Skip-a-Payment Option : Following 12-months of perfect loan payments, you have the option to skip one payment each year of your loan. Extra cash in your pocket can come in handy, particularly around the holidays. There is a $20 skip fee. Some restrictions apply, so be sure to ask for details.

Member’s Choice™ Borrower Security: This is a voluntary debt cancellation program that can cancel your eligible loan balance up to the agreement maximum should you die before paying off your loan.

If you become disabled due to a protected illness or injury, Member’s Choice Borrower Security can cancel your monthly loan payment, up to the agreement maximum. With payment cancellation, both the principal and interest portions of your loan payment are cancelled, up to the agreement maximum, and your loan balance declines.

If you become involuntarily unemployed, Member’s Choice Borrower Security can defer the principal portion of your loan payment and cancel the interest portion up to the agreement limit. With interest cancellation, the loan balance does not decline. Program and other fees may continue to accrue.

With Member’s Choice Borrower Security, you can only buy enough protection to cover your loan balance, and that saves you money. Ask for more details.